FlexiLoans Technologies Private Limited is a company incorporated in India in Jan’16 with a strong founding team of MBA’s from ISB, CAs and IITians having a vast corporate and banking experience. Our endeavor is to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Despite the hassles of delayed approvals and high interest rates, only <3% of the 48 Million SMEs in India have access to adequate Institutional financing. Digital transformation in India with ~95% mobile penetration and ~100% UID penetration for Adults powered by rapid growth of E –commerce and Big data analytics will empower Start-ups like us to meet that untapped and unserved demand. We wish to make the ‘Social Scoring’of SMEs and Individuals a big opportunity for the economy that will far outplace the limited insights that financial bureaus provide