iOwn is a loyalty aggregator allowing users to consolidate & track loyalty points and highlight savings through personalized offers / deals on their ownerships of Credit Cards, Debit Cards, Loyalty Programs for Airlines, Hotels and Retail.


  • Stuti Datanwala (Founder & CEO)- 17+ years of experience in software, payments and loyalty industry with enStage, Atos Worldline (erstwhile Venture Infotek). Founder & CEO of Knowledge Architects (2000- 2009) and (India's first credit card based payment gateway … sold to Venture Infotek).
  • Ravi Datanwala – 20+ years, Ex Microsoft. WebEngage, Quest Software (DELL), NIIT . Extensive Startup experience (,,
  • Mindgate Solutions (Development Partner) – Extensive xperience in Payment systems to Banks, Card Providers, Aggregators & Processors. Development Partners for NPCI to develop & implement UPI. Develop & Maintain iOwn platform.

Market Opportunity:

  • 4+ Loyalty Cards, 1+ Credit Card/Debit Card
  • 500+ loyalty programs active
  • Regular Offers / deals to drive sales
  • Approximately 1% of retail (By 2018, retail industry in India will be USD 950 billion)